Stats
1. https://www.pewtrusts.org/en/research-and-analysis/reports/2012/07/19/who-borrows-where-they-borrow-and-why
Bourke, Nick, et al. “Payday Lending in America: Who Borrows, Where They Borrow, and Why.” The Pew Charitable Trusts, 2012, www.pewtrusts.org/en/research-and-analysis/reports/2012/07/19/who-borrows-where-they-borrow-and-why.
2. http://dx.doi.org/10.17016/FEDS.2016.056.
Dobridge, Christine L. (2016). “For Better and for Worse? Effects of Access to High-Cost Consumer Credit,” Finance and Economics Discussion Series 2016-056. Washington: Board of Governors of the Federal Reserve System, http://dx.doi.org/10.17016/FEDS.2016.056.
3. https://www.creditcards.com/credit-card-news/rate-report.php
Dilworth, Kelly. “Weekly Rate Report: Average Card APR Remains at 17.14 Percent for Fourth Week.” CreditCards.com, Creditcards.com, 28 Nov. 2018, www.creditcards.com/credit-card-news/rate-report.php.
4. https://www.mortgagecalculator.org/mortgage-rates/current.php
“Today's Mortgage Rates.” Should I Buy a Home or Rent?, 2018, www.mortgagecalculator.org/mortgage-rates/current.php.
5. https://www.ccfi.com/locations/?zip=46208&distance=100
“Locations – Community Choice Financial.” Community Choice Financial, CheckSmart, 2018, www.ccfi.com/locations/?zip=46208&distance=100.
6. https://www.advanceamerica.net/store-locations
“Advance America Locations.” Advanceamerica.net, 2018, www.advanceamerica.net/store-locations.
7. https://www.checkngo.com/state-center/indiana-loans/
“Indiana Payday Loans | Cash Advance | Prepaid Debit | Check `n Go.” Check 'n Go, 2018, www.checkngo.com/state-center/indiana-loans/.
8.http://www.incap.org/documents/PaydayLendingPolicyBrief_2017.pdf
Payday Lending - Policy Brief. Indiana Community Action Association, 2017, Payday Lending - Policy Brief.
9. https://doi.org/10.1007/s11294-015-9518-z
Barth, J.R., Hilliard, J. & Jahera, J.S. Int Adv Econ Res (2015) 21: 139. https://doi.org/10.1007/s11294-015-9518-z
10. https://drive.google.com/open?id=1piuZPouWHzoT5aOL7fxhCKCoIacZ81kC&usp=sharing
Bourke, Nick, et al. “Payday Lending in America: Who Borrows, Where They Borrow, and Why.” The Pew Charitable Trusts, 2012, www.pewtrusts.org/en/research-and-analysis/reports/2012/07/19/who-borrows-where-they-borrow-and-why.
2. http://dx.doi.org/10.17016/FEDS.2016.056.
Dobridge, Christine L. (2016). “For Better and for Worse? Effects of Access to High-Cost Consumer Credit,” Finance and Economics Discussion Series 2016-056. Washington: Board of Governors of the Federal Reserve System, http://dx.doi.org/10.17016/FEDS.2016.056.
3. https://www.creditcards.com/credit-card-news/rate-report.php
Dilworth, Kelly. “Weekly Rate Report: Average Card APR Remains at 17.14 Percent for Fourth Week.” CreditCards.com, Creditcards.com, 28 Nov. 2018, www.creditcards.com/credit-card-news/rate-report.php.
4. https://www.mortgagecalculator.org/mortgage-rates/current.php
“Today's Mortgage Rates.” Should I Buy a Home or Rent?, 2018, www.mortgagecalculator.org/mortgage-rates/current.php.
5. https://www.ccfi.com/locations/?zip=46208&distance=100
“Locations – Community Choice Financial.” Community Choice Financial, CheckSmart, 2018, www.ccfi.com/locations/?zip=46208&distance=100.
6. https://www.advanceamerica.net/store-locations
“Advance America Locations.” Advanceamerica.net, 2018, www.advanceamerica.net/store-locations.
7. https://www.checkngo.com/state-center/indiana-loans/
“Indiana Payday Loans | Cash Advance | Prepaid Debit | Check `n Go.” Check 'n Go, 2018, www.checkngo.com/state-center/indiana-loans/.
8.http://www.incap.org/documents/PaydayLendingPolicyBrief_2017.pdf
Payday Lending - Policy Brief. Indiana Community Action Association, 2017, Payday Lending - Policy Brief.
9. https://doi.org/10.1007/s11294-015-9518-z
Barth, J.R., Hilliard, J. & Jahera, J.S. Int Adv Econ Res (2015) 21: 139. https://doi.org/10.1007/s11294-015-9518-z
10. https://drive.google.com/open?id=1piuZPouWHzoT5aOL7fxhCKCoIacZ81kC&usp=sharing
History
Consequences
1. Camp, Aliyyah. “Payday Loan Statistics - Who's Borrowing Money and Why They Need It.” Finder US, Finder US, 27 Oct. 2018, www.finder.com/payday-loans-statistics.
2. Weston, Liz, et al. “What Happens When You Can't Repay a Payday Loan?” NerdWallet, NerdWallet, 8 June 2018, www.nerdwallet.com/blog/loans/payday-loan-default/.
3. “The Negative Effects of Predatory Payday Loans With Financial Expert David Bakke.” OppLoans,www.opploans.com/content/ebook-payday-loans/predatory-effect-payday-loans/negative-effects-predatory-payday-loans/.
4. Sandvick, Clinton M. “How to Deal With the Consequences of Not Paying Payday Loans.” WikiHow, WikiHow, 2 July 2017, www.wikihow.com/Deal-With-the-Consequences-of-Not-Paying-Payday-Loans#Learning_the_Consequences_of_not_Paying_a_Payday_Loan_sub.
2. Weston, Liz, et al. “What Happens When You Can't Repay a Payday Loan?” NerdWallet, NerdWallet, 8 June 2018, www.nerdwallet.com/blog/loans/payday-loan-default/.
3. “The Negative Effects of Predatory Payday Loans With Financial Expert David Bakke.” OppLoans,www.opploans.com/content/ebook-payday-loans/predatory-effect-payday-loans/negative-effects-predatory-payday-loans/.
4. Sandvick, Clinton M. “How to Deal With the Consequences of Not Paying Payday Loans.” WikiHow, WikiHow, 2 July 2017, www.wikihow.com/Deal-With-the-Consequences-of-Not-Paying-Payday-Loans#Learning_the_Consequences_of_not_Paying_a_Payday_Loan_sub.